UtiloFree check

How Utilo works

Plain-English answers: what we do, how we're different, where prices are heading and how to pay less.

Three steps

  1. 1

    Snap your bill

    30 seconds. No bill? Answer a few taps.

  2. 2

    See your saving

    Every plan we track, priced for your home.

  3. 3

    Switch, or let us watch

    Members get a heads-up only when it's worth it.

  4. Typical home, 4,000 kWh a year, averaged across Victoria's networks.

Who does what

Three different jobs. They work well together.

ESCSets the rulesThe regulator. Sets the default offer each July.
Victorian Energy CompareFinds today's dealThe Government's free comparison site. Broadest coverage.
UtiloFinds it, then keeps watchingBuilt from your bill, not a typical home.
ESCVic CompareUtilo
Sets the default offer and the rules✓––
Compares plans for you–✓✓
Covers retailers across Victoria–✓✓
Uses your own usage, not a typical home–With meter dataFrom your bill
Starts from a photo of your bill––✓
Prices a year of smart meter data–✓–
Re-checks prices for you every day––Members
Warns before your discount ends––Members
CostFreeFreeFree check

Utilo prices 970 plans from 27 retailers, not every plan in the market. Membership is $39 a year.

Data from 2026-10-19. Before you switch, confirm the price with the retailer or on Victorian Energy Compare. Using both is a good idea. We are not affiliated with the Victorian Government. Victorian Energy Compare details are from its published guide (October 2026).

Watch

Short videos, no jargon.

How Utilo works in 90 seconds

From a few taps about your home to your cheapest plan.

Reading your electricity bill

Where to find your network, usage and rates.

The default offer, explained

What the VDO is and why it changes every July.

Example charts

For a typical home using 4,000 kWh a year on a single-rate plan. Yours will differ.

Default offer vs cheapest market plan

Who's cheapest on your network

Default offer: yearly change

Set by the ESC each year. Average residential change.

When prices change

The default offer resets every 1 July. Retailers adjust their own plans through the year.

  1. 14 Nov 2025ESC asks for comment

    The regulator publishes a paper and asks retailers and the public for input on 2026–27.

  2. 12 Mar 2026Draft decision

    First look at the new default prices, followed by a public forum on 23 March.

  3. 20 May 2026Final decision

    Residential prices fall by 5% on average: AusNet -8%, CitiPower, Jemena and Powercor -4%, United Energy -3%.

  4. 1 Jul 2026New default prices start

    Prices run to 30 June 2027. Retailers update their own offers around the same time.

  5. 22 Sep 2026Utilo's latest plan data

    135 plans from 15 retailers, pulled from retailers' published data.

  6. About Nov 2026 · expected2027–28 review opens

    Based on past years. The ESC has not published this timetable yet.

  7. About Mar 2027 · expectedDraft decision

    Expected on the same pattern as this year.

  8. About May 2027 · expectedFinal decision

    Expected before the new prices start.

  9. 1 Jul 2027 · expectedNew default prices start

    The default offer is reset every 1 July.

Dates marked expected follow past years and are not confirmed. See the ESC website for official dates.

Other ways to save

A better plan is one lever. These are the others.

Pick the right plan

Check your plan every month

Retailers change offers all year. A plan that was cheap last year may not be now.

Compare more than the headline rate

The daily supply charge matters as much as the cents per kWh.

Match the plan to your day

If you use most power at night, off-peak rates help. If you're home by day, a flat rate may win.

Solar? Look at the feed-in rate

What you're paid for exported power varies a lot between plans.

Use less, or at cheaper times

Shift big jobs off-peak

Dishwasher, washing and EV charging cost less outside the evening peak on a time-of-use plan.

Heat and cool sensibly

Around 18–20°C in winter and 25–26°C in summer. Heating and cooling are usually the biggest use.

Hot water on a timer or controlled load

Heating water overnight on a cheap circuit can cut that cost.

Switch off standby

TVs, consoles and chargers add up when left on.

Upgrades and help

Ask about the Victorian Energy Upgrades program

A government program that discounts efficient products such as heating, cooling and lighting. Check what's available for you.

Check you're getting concessions

If you hold an eligible concession card, you may be entitled to a Victorian energy concession. Check the Victorian Government's concessions page.

Seal draughts, upgrade lighting

Door seals and LED bulbs are cheap and pay back quickly.

Where the prices come from

And how often everything runs.

123
Retailerspublish every plan and rate in a public data feed
Utiloreads the feeds and prices each plan for your home
Yousee one number and the plan behind it
The source

Each retailer publishes its current plans and rates in a standard public data feed under Australia's Consumer Data Right. We read those feeds directly, so the numbers come from the retailer, not typed in by hand.

Last price pull

19 October 2026: 970 plans from 27 retailers. The date is shown on every result.

How each plan is priced

We price every plan the same way: daily supply charge × days, plus each rate × the kWh used in that time band, plus controlled load, minus the plan's discounts (guaranteed ones, and pay-on-time or direct-debit ones, assuming you pay on time), minus any solar credit. Nothing is weighted or sponsored.

Members, every morning

Every morning, each member's home is re-priced against every plan we track on their network.

Members, every month

On the 1st of each month, members get a summary of what changed and what they're saving.

The default offer

The default offer (VDO) is updated each 1 July from the Essential Services Commission's final decision.

Not included

Sign-up credits and gifts, discounts with other conditions (such as bundles), fees, concessions and rebates. Each plan lists its own from the retailer's feed. Offers only some people can get, like members-only plans, are listed but never picked as your best plan.

Prices keep moving

Offers and prices change constantly. A plan that's cheapest today may not be next month, and a cheaper one can appear soon after you switch. That's normal, not a mistake. We only suggest switching again when the saving is worth the effort.

Independence

We are not affiliated with the Victorian Government, Victorian Energy Compare or any retailer. Every plan is priced with the same formula.

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